I’ve really struggled with my money and spent too much on Christmas. I also recently got caught out by a free trial on an app that rolled into a paid subscription. Even without this though, it feels like every month I end up in my overdraft. How can I keep track of my spending better?

We’re planning a summer getaway to Greece and I’m worried we’ll forget something important, which could ruin the holiday. What steps can we take to make sure we’re fully protected and prepared if anything goes wrong?