My kids are so excited about dressing up for Halloween this year, but I’ve been hearing about awful accidents involving costumes catching fire. I didn’t realise these products could be so flammable and now I’m really worried in case something happens. I don’t want to stop my kids having fun, so is there anything I can do to make sure any costumes I buy are fire-safe?

My children are starting new schools in September, one is in primary school and the other secondary. Between uniforms, PE kit and knowing they’ll need to catch the bus each day the costs are adding up. I’m already pretty stretched, so I’m not sure how to cover these extra outgoings. Is there any help I can get?

We’re booking a summer holiday to Spain. It’s been a while since we’ve gone on holiday and we really don’t want anything to go wrong. What can we do to protect ourselves and prepare for the unexpected?

I’ve just got my first payslip from a new job, I’m slightly embarrassed to say I don’t understand what all the different sections refer to. How do I know what each means and if it’s correct?